Meet and f no creditcard
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Credit cards have higher interest rates – about 19% per year in 2016 – than most consumer loans or lines of credit.
Almost every store allows for payment of goods and services through credit cards.
Because of their widespread acceptance, credit cards are one of the most popular forms of payment for consumer goods and services in the United States.
Number of Credit Cards Americans Own at All-Time Low The number of credit cards Americans say they own is, on average, lower than it has been since Gallup began asking about this segment of financial life.
The 29% of Americans who do not own any credit cards is up from 22% in 2008.